Privacy Policy - Versified Technology Ltd. Privacy Policy

Privacy Policy

By accessing the website at https://versified.com.gh, any other software, material and services provided by Versified Technology LTD, also referred to Versified Technology, Versified or Versified LTD, you are agreeing to be bound by these Terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

Use License

1. Permission is granted to temporarily download one copy of the materials (information or software) on Versified Technology's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
   • modify or copy the materials
   • use the materials for any commercial purpose, or for any public display (commercial or non-commercial)
   • attempt to decompile or reverse engineer any software contained on Versified Technology's website
   • remove any copyright or other proprietary notations from the materials; or
   • transfer the materials to another person or "mirror" the materials on any other server
2. This license shall automatically terminate if you violate any of these restrictions and may be terminated by Versified Technology at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format

Disclaimer

1. The materials on Versified Technology's website are provided on an 'as is' basis. Versified Technology makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
2. Further, Versified Technology does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site

Accuracy of materials

The materials appearing on Versified Technology's website could include technical, typographical, or photographic errors. Versified Technology does not warrant that any of the materials on its website are accurate, complete or current. Versified Technology may make changes to the materials contained on its website at any time without notice. However Versified Technology does not make any commitment to update the materials

Limitations

In no event shall Versified Technology or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Versified Technology's website, even if Versified Technology or a Versified Technology authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you

Links

Versified Technology has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Versified Technology of the site. Use of any such linked website is at the user's own risk

Modifications

Versified Technology may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Ghana and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location

Data Protection Policy

Your privacy is important to us

Versified Technology LTD ('Versified Technology' or 'Versified') is committed to protecting the privacy of its users and ensuring the security of their personal data. This Data Protection Policy outlines the principles and practices that Versified Technology adheres to in order to protect the personal data of its users.

This Data Protection Policy applies to all personal data collected from users of Versified Technology's web applications and services. Personal data includes any information that can be used to identify an individual, such as name, address, email address, phone number, and IP address.

It is Versified Technology's policy to respect your privacy regarding any information we may collect while operating our website. Accordingly, we have developed this policy in order for you to understand how we collect, use, communicate, disclose and otherwise make use of personal information.
We have outlined our privacy policy below:

1. We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned
2. Before or at the time of collecting personal information, we will identify the purposes for which information is being collected
3. We will collect and use personal information solely for fulfilling those purposes specified by us and for other ancillary purposes, unless we obtain the consent of the individual concerned or as required by law
4. Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date
5. We will protect personal information by using reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification
6. We will make readily available to customers information about our policies and practices relating to the management of personal information
7. We will only retain personal information for as long as necessary for the fulfilment of those purposes

WHAT INFORMATION DO WE COLLECT?

Your privacy is important to us

Versified Technology collects personal data from users in a number of ways, including:

Directly from users: When users create an account, register for a service, want to learn more about us or our products and Services, take part in activities on our Services, or contact Versified Technology for support.
Indirectly from users: Through the use of cookies and other tracking technologies.
Third-party sources: Versified Technology may receive personal data from third-party sources, such as marketing partners and data aggregators.

The information we collect may include the following:

1. Names
2. Phone number
3. Email address
4. Password
5. Images
6. Payment Data: We may collect data necessary to process your payment if you make purchases/subscriptions, such as your Mobile money numbers or card payment numbers, and the security code associated with your payment card. All payment data is stored by Paystack. You may find their privacy notice link(s) here: https://paystack.com/gh/terms?q=/terms
7. Business information:
   name
   address
   phone number
   email address
   business type and industry
   registration documents
   product and service preferences

We need this information to keep our apps safe, running, to prevent fraud, to fix problems, and to analyze data and make reports. Please make sure that all information you give us are correct, complete, and accurate.

HOW DO WE USE/PROCESS YOUR INFORMATION?

We process your information to:

1. Provide, improve, and administer our Services: This includes using your information to create and manage your account, to process your payments, to deliver the Services to you, and to provide customer support.
2. Communicate with you: We may use your information to send you updates about the Services, to offer you new products or services, or to respond to your inquiries.
3. Ensure security and prevent fraud: We use your information to protect our Services and users from fraud and other malicious activity.
4. Comply with law: We may process your information to comply with applicable laws and regulations.
5. Other purposes with your consent: We may also process your information for other purposes, such as to personalize the Services for you or to conduct research, but only with your consent.
6. Recommend products or services to you that you may be interested in.
7. Personalize the Services for you, such as by tailoring the content and ads you see.
8. Troubleshoot any problems you may encounter with the Services.
9. Send you updates about the Services, such as new features, promotions, and security alerts.
10. Offer you new products or services that you may be interested in.
11. Respond to your inquiries and provide customer support.
12. Protect your account from unauthorized access.
13. Business information:

HOW LONG DO WE KEEP YOUR INFORMATION?

We will only keep your personal information for as long as we need it for the purposes described in this privacy notice, unless the law requires or allows us to keep it for longer (for example, for tax, accounting, or other legal reasons). No purpose in this notice will require us to keep your personal information for longer than you have an account with us.
When we no longer need your personal information for any legitimate business purpose, we will either delete it or make it anonymous, or, if that is not possible (for example, because your personal information is stored in backup archives), we will securely store your personal information and isolate it from any further processing until we can delete it.

HOW DO WE KEEP YOUR INFORMATION SAFE?

We have taken reasonable technical and organizational security measures to protect your personal and business information from unauthorized access, use, disclosure, alteration, or destruction. These measures include:

1. Physical security: Versified Technology's data centers are located in secure facilities with restricted access.
2. Technical security: Versified Technology uses encryption and other technical measures to protect personal data at rest and in transit.
3. Administrative security: Versified Technology restricts access to personal data to authorized personnel only.

However, no electronic transmission over the internet or information storage technology is completely secure, so we cannot guarantee that your information will not be improperly collected, accessed, stolen, or modified by hackers, cybercriminals, or other unauthorized third parties. By using our Services, you acknowledge and accept this risk.

DISCLOSURE OF PERSONAL DATA

Versified Technology does not disclose personal data to third parties without the user's consent. However, Versified Technology may disclose personal data to third parties in the following circumstances:

To comply with law or legal process: Versified Technology may disclose personal data if required to do so by law or a court of competent jurisdiction.
To protect Versified Technology's rights: Versified Technology may disclose personal data if it believes that disclosure is necessary to protect its rights, property, or safety, or the rights, property, or safety of others.
To third-party service providers: Versified Technology may disclose personal data to third-party service providers that help it to operate its business, such as payment processors and cloud service providers.

WHAT ARE YOUR PRIVACY RIGHTS?

You may review, change, or terminate your account at any time. You have the right to withdraw your consent at any time. You can access and update your personal and business information by logging into your account on our Website. You can unsubscribe from our marketing and promotional communications at any time by clicking on the unsubscribe link in the emails that we send.

1. Right of access: Users have the right to access the personal data that Versified Technology holds about them.
2. Right of rectification: Users have the right to request that Versified Technology rectify any inaccurate personal data that it holds about them.
3. Right of erasure: Users have the right to request that Versified Technology erase their personal data.
4. Right to restrict processing: Users have the right to request that Versified Technology restrict the processing of their personal data.
5. Right to data portability: Users have the right to receive their personal data in a structured, commonly used, and machine-readable format and to transmit that data to another controller.
6. Right to object to processing: Users have the right to object to the processing of their personal data on grounds relating to their particular situation.

Cookies Policy

We may use cookies, web beacons, tracking pixels, and other tracking technologies when you visit our websites, including any other web applications, media form, media channel, mobile website, or mobile application related or connected thereto (collectively, the Site) to help customize the Site and improve your experience. We reserve the right to make changes to this Cookie Policy at any time and for any reason. We will alert you about any changes by updating the Last Updated date of this Cookie Policy. Any changes or modifications will be effective immediately upon posting the updated Cookie Policy on the Site, and you waive the right to receive specific notice of each such change or modification You are encouraged to periodically review this Cookie Policy to stay informed of updates. You will be deemed to have been made aware of, will be subject to, and will be deemed to have accepted the changes in any revised Cookie Policy by your continued use of the Site after the date such revised Cookie Policy is posted

USE OF COOKIES

A cookie is a string of information which assigns you a unique identifier that we store on your computer. Your browser then provides that unique identifier to use each time you submit a query to the Site. We use cookies on the Site to, among other things, keep track of services you have used, record registration information, record your user preferences, keep you logged into the Site, facilitate purchase procedures, and track the pages you visit. Cookies help us understand how the Site is being used and improve your user experience

TYPES OF COOKIES

The following types of cookies may be used when you visit our websites:

1. Advertising Cookies

   Advertising cookies are placed on your computer by advertisers and ad servers in order to display advertisements that are most likely to be of interest to you. These cookies allow advertisers and ad servers to gather information about your visits to the Site and other websites, alternate the ads sent to a specific computer, and track how often an ad has been viewed and by whom. These cookies are linked to a computer and do not gather any personal information about you

2. Analytics Cookies

   Analytics cookies monitor how users reached the Site, and how they interact with and move around once on the Site. These cookies let us know what features on the Site are working the best and what features on the Site can be improved

3. Our Cookies

   Our cookies are first-party cookies, and can be either permanent or temporary. These are necessary cookies, without which the Site will not work properly or be able to provide certain features and functionalities. Some of these may be manually disabled in your browser, but may affect the functionality of the Site

4. Personalization Cookies

   Personalization cookies are used to recognize repeat visitors to the Site. We use these cookies to record your browsing history, the pages you have visited, and your settings and preferences each time you visit the Site

5. Security Cookies

   Security cookies help identify and prevent security risks. We use these cookies to authenticate users and protect user data from unauthorized parties

6. Site Management Cookies

   Site management cookies are used to maintain your identity or session on the Site so that you are not logged off unexpectedly, and any information you enter is retained from page to page. These cookies cannot be turned off individually, but you can disable all cookies in your browser

7. Third-Party Cookies

   Third-party cookies may be place on your computer when you visit the Site by companies that run certain services we offer. These cookies allow the third parties to gather and track certain information about you. These cookies can be manually disabled in your browser

CONTROL OF COOKIES

Most browsers are set to accept cookies by default. However, you can remove or reject cookies in your browser settings. Please be aware that such action could affect the availability and functionality of the Site. For more information on how to control cookies, check your browser or device settings for how you can control or reject cookies, or visit the following links:

• Apple Safari
• Microsoft Edge
• Mozilla Firefox
• Opera
• Google Chrome, and any other browser you may use

OTHER TRACKING TECHNOLOGIES

In addition to cookies, we may use web beacons, pixel tags, and other tracking technologies on the Site to help customize the Site and improve your experience. A web beacon or pixel tag is tiny object or image embedded in a web page or email. They are used to track the number of users who have visited particular pages and viewed emails, and acquire other statistical data. They collect only a limited set of data, such as a cookie number, time and date of page or email view, and a description of the page or email on which they reside. Web beacons and pixel tags cannot be declined. However, you can limit their use by controlling the cookies that interact with them. We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.

Changes to this Policy

Versified Technology may change this privacy policy from time to time at Versified Technology's sole discretion. Any changes will be posted on this website and will take effect immediately upon posting.

You may contact us by visitinghttps://versified.com.gh/contact